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Welcome to the Cookie Policy of HCF, where we explain in detail how and why we use cookies and similar tracking technologies on our website. This policy is intended to provide you with a clear understanding of how our landing page incorporates cookies to ensure an optimal browsing experience, to assist in our marketing efforts, and to help us provide tailored content, as well as to ensure full compliance with the applicable data protection and privacy laws. Our practices have been carefully developed considering the prevailing regulatory framework, including the General Data Protection Regulation and relevant national data protection regulations. We are committed to safeguarding your privacy while continuously refining our services.
By using our website, you acknowledge that you have read and understood this Cookie Policy and consent to the use of cookies, unless you decide to discontinue your visit or change your cookie settings in line with the guidelines provided below.
Our website utilises various categories of cookies in order to enhance performance, functionality, and user experience. We outline these categories below:
These cookies are essential for the operation of our website and enable basic functionalities such as page navigation and access to secure areas of the site. Without these cookies, our website cannot function properly. They are primarily set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in, or filling in forms.
Performance cookies collect information about how you interact with our website, including pages visited, time spent, and any issues encountered. This data is aggregated and anonymised to help us understand how our website is being used, enabling us to continually improve functionality and user experience.
Functional cookies allow our website to remember decisions you make (such as your user name, language, or region) and offer enhanced, personalised features. They also provide more robust services such as live chat, video playback, or other interactive features.
These cookies are utilised to deliver adverts that are more relevant to you and your interests. They are also used to limit the number of times you see an advertisement and to measure the effectiveness of an advertising campaign. In some instances, these cookies can be used to build a profile of your interests.
At HCF, our use of cookies is founded upon legitimate interests as well as, when applicable, explicit user consent. We ensure that our practices comply with all applicable privacy and data protection laws. In our approach, we consider regulatory requirements in force, such as the General Data Protection Regulation and the corresponding national mandates governing data protection.
Every time you visit our website, you are provided with clear information regarding the use of cookies, and your consent is obtained before cookies are placed on your device. We also offer tools and mechanisms that empower you to adjust your cookie settings, withdraw consent at any time, and manage the data collected through these cookies.
We believe that you should have full control over your personal data and the tracking technologies deployed on our website. To this end, you can manage or disable the cookies used by our site through your browser settings. Most modern browsers offer comprehensive settings that allow you to accept or decline cookies. Please note that if you choose to disable cookies, certain functionalities and services available on our website might not work correctly.
In addition to browser-based controls, we provide integrated, user-friendly tools that let you modify cookie preferences and withdraw consent as desired. Whenever you make changes, they are effective immediately and apply to any further sessions on our website.
Should you decide to revoke your consent or require further information regarding the cookies that we use, you are encouraged to review the detailed information provided in this policy. Your right to modify this setting is respected at all times.
While cookies help us collect data related to your browsing patterns, we ensure that such data is processed in a secure and responsible manner. Any personal data obtained through cookie usage is stored for a period that is no longer than necessary for the purposes for which it was collected. Our data retention periods are in accordance with legal requirements and are clearly outlined in our broader Privacy Policy.
We have implemented robust security protocols, including encryption and access control measures, to protect your data from unauthorised access, disclosure, alteration, or destruction. Regular audits and continuous monitoring of our data practices are conducted to ensure that our security measures adhere to the highest standards.
In the event of a data breach, we have prepared incident response procedures that include prompt notification to affected users and the relevant regulatory authorities, all in strict adherence to applicable legislation.
We recognise that maintaining transparency and control over your personal data is of paramount importance. In line with regulations that govern data protection, you have the right to access, rectify, delete, restrict, or object to any processing of your personal data. This also includes the right to request the portability of your data.
Should you wish to exercise any of these rights, you are encouraged to contact our designated data protection team through the appropriate channels provided in our Privacy Policy. We are committed to responding to your requests in a timely manner, and this generally happens within the timeframes stipulated by the relevant legal requirements. Please note that in some circumstances, we may request additional information from you to confirm your identity before processing any data-related requests.
In addition, if you believe that our practices regarding the use of cookies or your personal data are not compliant with the applicable laws, you have the right to lodge a complaint with the relevant supervisory authority.
The cookies we use, whether first-party or third-party, adhere to strict data retention schedules. Data collected via cookies is retained only for as long as necessary to fulfil the purpose for which it was collected, unless a longer retention period is required or permitted by law. After the expiry of this period, personal data is securely deleted or anonymised.
We perform routine reviews of the data collected through cookies to ensure data minimisation and secure disposal practices. This process helps reduce the risk of exposing long-term personal data and supports our commitment to processing only the necessary amount of information.
In order to enhance our service offerings, HCF may incorporate cookies from third-party services that facilitate analytics, advertising, and social media integration. These third-party cookies are subject to the respective privacy policies of the external providers and operate independently of our cookie policy.
We advise you to review the privacy policies of any third-party websites or services that you interact with through our website. While we strive to ensure that our third-party partners adhere to similar data protection standards, we do not have direct control over their practices.
We continually assess and update our practices to remain compliant with evolving legal and technical standards. This Cookie Policy may be revised periodically to reflect changes in technology, legal requirements, or business practices. When such updates occur, the revised policy will be displayed on our website, and any substantive changes will be communicated to you in a transparent manner.
It is important to review this Cookie Policy on a regular basis to stay informed about our current practices. The effective date of the policy is indicated by the macro 09.07.2025, ensuring that you are aware of the version in force at the time of your visit.
While this Cookie Policy provides detailed insight into our practices regarding cookie usage, it should be read in conjunction with our comprehensive Privacy Policy. Together, these policies illustrate our commitment to transparency, legal compliance, and the responsible handling of your personal data.
HCF remains committed to ensuring that you have full control of the data collected during your visit, and we make every effort to explain our methods and provide guidance on managing your privacy preferences. Should you have questions or require further clarification about any aspect of this Cookie Policy, we encourage you to refer to the detailed explanations provided herein.
In sum, our approach emphasizes robust data security measures, strict adherence to applicable privacy regulations, and the empowerment of our users through informed consent and clear options for managing their data. We appreciate your trust in us and remain dedicated to preserving your privacy while delivering a high-quality, tailored browsing experience.
By continuing to use our website without adjusting your cookie preferences, you indicate your acceptance of the practices described in this policy. We highly encourage you to periodically review this document for any updates to help you stay informed about our ongoing commitment to protecting your data.
Thank you for choosing to engage with HCF. Your privacy and trust are of paramount value to us, and we are dedicated to ensuring that our digital services respect and uphold the highest standards of data protection and privacy.
HCF